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What Job Security?
As our economy becomes more and more
global, the employment outlook grows more unstable for US
workers. Is there anything you can do about it?
Let's
face it, most of us need the assurance of a steady paycheck
to sleep at night. Being able to rely on present and future
income means not only that the bills are going to be paid,
but that you can make major purchases, like houses and cars,
without worrying that you'll lose them along with your job.
Unfortunately, job security,
once taken for granted by most working Americans, is quickly
being relegated to the memory boxes of an older generation,
along with 40-year anniversary gold watches and other appreciation
gifts for longevity.
It used to be that once you
attained a fair amount of seniority, you could rest assured
that if the company cut jobs, yours wouldn't be one of them.
Now long-term workers get nervous when there are rumblings
of downsizing and outsourcing. They are generally paid more
than younger workers, and instead of valuing them for their
experience, companies crunch the numbers and figure out
how much they can save in salary, health insurance costs,
and pension funding if they follow a "first in, first
out" policy.
The most fortunate workers
are lured into early retirement programs; the least fortunate
are simply given their notice. While official unemployment
figures don't reflect it, countless people have been forced
out of decent-paying jobs into low-paying ones. Sure, the
government counts them as "employed." But most
view their jobs as stop-gap measures, a way to barely get
by while they remain hopeful that one day they'll find another
job as good as the one they left.
Instead,
the chances are they'll move from one low-pay job to another.
The manufacturing jobs that formed the basis of the Fabulous
50s economy have moved elsewhere. Former areas of thriving
steel plants and automobile factories are now referred to
as "the rust belt." The auto industry alone announced
over 90,000 job cuts in 2006. Most of these were "good
union jobs" with enviable pay and benefits. But union
jobs have been steadily declining. In 1945, nearly a third
of Americans held union jobs. Today only 12% of workers
belong to unions. As their numbers have shrunk, so has unions'
ability to negotiate favorable contracts for their members.
White collar workers are
hardly immune. In 2006, Ford announced it was offering "voluntary
buyouts" to 10,000 salaried workers, including high-level
executives. Those who took the buyouts explained they thought
it was better than being laid off, which they assumed would
happen next. Workers were offered the services of "outplacement
agencies"-employment agencies that try to find new
jobs for displaced workers. But in towns that depend heavily
on one industry that is downsizing, it's more likely that
laid-off employees will have to sell their houses (in a
real estate market that has also taken a price downturn)
and move to some other part of the country.
In 2002, the technology sector
dumped 150,000 software jobs. In 2006, computer chip maker
Intel announced job cuts of over 10,000. Students were told
that their best bet for the future was information technology.
They worked hard for technology degrees, earned millions
for their employers, and then found themselves with nowhere
to go-because their jobs were moving to India, China and
Russia.
Another relatively new obstacle
to job security is the practice of "offshore outsourcing."
We all know how it works: Someone in India or Mexico does
your job for 15% of what you were paid. More and more, outsourcing
is affecting any job classification that does not depend
strictly on a US or Canadian location. For example, if you're
a waitress, grocery clerk, or store manager, you can't very
well be outsourced. US factory workers were the first to
be hit hard by the "giant sucking sound" of their
jobs moving to other countries, but now software developers,
engineers, journalists, and other professionals are facing
the same fate.
Of course, the reason is
the bottom line. Companies are in business to make a profit.
Creating secure jobs for their employees is not their concern.
Scaling back on labor costs is the number one way to increase
profit margins, whether through outsourcing, not replacing
employees who quit or are fired, paying workers less, or
using non-union, lower paid, or part time workers here.
The country's major employers are huge multi-national companies.
Playing musical chairs with jobs among different countries
is as simple for them as the children's game.
It isn't pleasant to think
about. It's certainly easier to just assume that your job
and your paycheck will always be there for you. But denial
of a problem will not make it go away or solve it, and some
day you may wish you had thought to create a backup plan
for maintaining your income without relying on your current
job.
At this point, you are probably
asking yourself, "What can I do to be financially
secure?"
As
grim as the employment picture looks, there is still a way
to provide an income for yourself that you control. Being
your own boss means no one can lay you off or cut your hours
and benefits. It's up to you to take control of your future
income and your future security.
Fortunately, there is an
exciting home business opportunity that offers you a way
to create a safety net of security and financial success
that no one can pull out from under you.
It may be tempting to believe
that your good job will last, or to believe that even though
you're not happy with your current job, there's a good one
waiting down the road. Just remember that while the unemployment
figures look good, the jobs America is losing are being
replaced by a whole new category known as "service
industry" jobs. These are low-paying jobs in retail
or customer service. Hourly workers are almost never allowed
to work overtime, while those on salaries fill in the gaps
without any overtime pay. The unfortunate truth is that
you have to look out for number one because you cannot rely
on any company to put you or any other employee first.
Your
first step toward security should be to obtain information
about starting your own home based business.
The beauty of a home-based
business is that you need only Internet access and a telephone
to build a thriving business. Our team of skilled professionals
will train you and show you the secrets of their success.
Incredibly, the capacity to change your uncertain future
lies in your own hands.
Instead of worrying
about how you'll pay the bills if you get the surprise pink
slip, take the first step today towards protecting your
financial future. If you are ready to find out how you can
begin to create a considerable income right away -an income
that will continue to provide for you and your family--then
you have arrived at the right place.
Simply fill out the form below for additional information,
and begin looking forward to the security and success you
deserve.
Sincerely,
Carol
Knouse / Betty Berrisford
The Make It All Possible
Partners
941 629-5295
makeitallpossible@embarqmail.com
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